World

World> Facilities

Introduction to essential facilities in Unchartered Waters Online

Bank
Keep belongings and money at the bank or get insurance.
Anything that is handed over to the bank will be safely stored. How about saving some money? Banks will appear as - on the map.
Account
Deposit or withdraw your money from the bank. Keep in mind that saving money generates interests.
You will be able to withdraw your money at any bank, except banks in regions where you do not share language skills. The money you have with the bank will remain the same even if you become shipwrecked or pass out. But if you have high notoriety the bounty may be paid from your account.
Interest
0.5% percent of your money will be added every 30 days of sail as interest.
The interest cannot exceed 5,000 ducats.
Insurance
There are twenty tiers of insurances depending on the coverage and daily payments.
You will get up to 90% coverage (within coverage limit) for lost items and money when incapacitated or shipwrecked. Request for coverage at the bank after the noted events. If you were killed by another user, or if the damage was from natural causes you will not be applicable for the insurance coverage.
Safe
If your court rank is above 'lower eight rank knight' you will be eligible for three safes.
The number of vaults available to you will increase one by one as you step up the ranks. Items in the vault will not lose their durability. Only belongings can be stored in the safes. No trade goods.
There will be a handling charge for each item according to its price.

Talk to the banker at Calicut port to expand the safes.